By the General Liability Guide Editorial Team. Our guides are verified against actual insurance carrier rate sheets and state industrial commissions.
In the tech world, your code is your product. If a deployment fails or a security vulnerability is exposed, the financial fallout can be massive. Professional Liability (E&O) is a developer's most important defense.
Tech E&O vs Cyber
E&O covers your mistakes in code or project management. Cyber insurance covers the third-party fallout if your systems are hacked and client data is leaked. For most devs, these are bundled into one "Technology Errors & Omissions" policy.
Frequently Asked Questions
Yes. Many enterprise client contracts will not allow you to start work without proof of a Tech E&O policy.
About This Guide
This guide was researched and written by the General Liability Guide editorial team to help business owners navigate the complexities of commercial insurance. We use data from industry leaders and regulatory filings to provide the most accurate estimates possible.