By the General Liability Guide Editorial Team. Our guides are verified against actual insurance carrier rate sheets and state industrial commissions.
As a handyman, you are a "Jack of all trades," which insurance companies often see as a "master of none." Your risk depends on whether you do plumbing, electrical, or structural work.
The $1 Million Policy Standard
Most property management companies and savvy homeowners will require you to show proof of a $1,000,000 general liability policy. Without this "COI," you won't even get the chance to bid on higher-value jobs.
Frequently Asked Questions
A standard handyman liability policy averages $600 - $1,200 per year.
About This Guide
This guide was researched and written by the General Liability Guide editorial team to help business owners navigate the complexities of commercial insurance. We use data from industry leaders and regulatory filings to provide the most accurate estimates possible.