By the General Liability Guide Editorial Team. Our guides are verified against actual insurance carrier rate sheets and state industrial commissions.
If you sell more than $10,000 a month on Amazon, they will ask you for proof of Commercial General Liability insurance. This isn't just Amazon being difficult—it's about protecting their customers and their platform.
Product Liability is Key
If a product you sell causes a fire or injury, the customer will sue you first. Even if you didn't manufacture it, you are liable as the "Seller of Record." Most e-commerce policies include product liability by default.
Frequently Asked Questions
Amazon typically requires a $1,000,000 per occurrence and aggregate limit, with "Amazon.com Services LLC" named as an additional insured.
About This Guide
This guide was researched and written by the General Liability Guide editorial team to help business owners navigate the complexities of commercial insurance. We use data from industry leaders and regulatory filings to provide the most accurate estimates possible.