By the General Liability Guide Editorial Team. Our guides are verified against actual insurance carrier rate sheets and state industrial commissions.
Plumbers face some of the highest "Property Damage" risks in the trades. A single failed soldering joint can flood a multi-million dollar home or office building.
Completed Operations Coverage
The most important part of a plumber's insurance is "Completed Operations." This protects you if a pipe bursts six months AFTER you finished the job. Without it, you are only covered while you are physically on-site.
Frequently Asked Questions
Yes, carriers classify plumbers as high-risk due to the catastrophic potential of water and fire (torch use) damage.
About This Guide
This guide was researched and written by the General Liability Guide editorial team to help business owners navigate the complexities of commercial insurance. We use data from industry leaders and regulatory filings to provide the most accurate estimates possible.