By the General Liability Guide Editorial Team. Our guides are verified against actual insurance carrier rate sheets and state industrial commissions.
In the beauty industry, your business is built on trust and physical results. But when a client has a reaction to a product or an injury during a treatment, the legal costs can be overwhelming.
Professional Liability (Malpractice)
For salons, this is often called "Esthetician Liability." It covers injuries caused by professional services—like chemical burns from hair dye or skin reactions to a facial. Standard General Liability will NOT cover these professional mistakes.
Frequently Asked Questions
Yes. If they are renting a booth as a 1099 contractor, your salon policy likely won't cover them. They should carry their own professional liability.
About This Guide
This guide was researched and written by the General Liability Guide editorial team to help business owners navigate the complexities of commercial insurance. We use data from industry leaders and regulatory filings to provide the most accurate estimates possible.