By the General Liability Guide Editorial Team. Our guides are verified against actual insurance carrier rate sheets and state industrial commissions.
A single tripod in the wrong place can cause a guest to trip and sue you for thousands. At the same time, your $10,000 camera rig needs protection from theft and accidental damage.
Short-term Event Coverage
If you only do a few weddings or shoots a year, some carriers offer "On-Demand" insurance for as little as $15/day. However, for full-time professionals, an annual policy is significantly more cost-effective.
Frequently Asked Questions
Most standard GL policies exclude "Aviation," which includes drones. You almost always need a specific Drone Liability endorsement for aerial photography.
About This Guide
This guide was researched and written by the General Liability Guide editorial team to help business owners navigate the complexities of commercial insurance. We use data from industry leaders and regulatory filings to provide the most accurate estimates possible.