Business Insurance Types Explained
Not sure what general liability, workers' comp, or E&O means? We break down every insurance type in plain English with real cost data.
General Liability Insurance
General liability insurance protects your business from third-party claims of bodily injury, property damage, and advertising inju...
Workers' Compensation Insurance
Workers' compensation insurance covers medical expenses and lost wages for employees injured on the job. It's legally required in ...
Professional Liability Insurance (E&O)
Professional liability insurance, also known as Errors & Omissions (E&O), protects against claims of negligence, mistakes, or fail...
Commercial Auto Insurance
Commercial auto insurance covers vehicles owned or used by your business. It protects against liability and physical damage from a...
Business Owner's Policy (BOP)
A Business Owner's Policy bundles general liability, commercial property, and business interruption insurance into one policy at a...
Cyber Liability Insurance
Cyber liability insurance protects your business from the financial fallout of data breaches, cyberattacks, and other digital secu...
Commercial Property Insurance
Commercial property insurance covers your business's physical assets — buildings, equipment, inventory, and furniture — against da...
Commercial Umbrella Insurance
Commercial umbrella insurance provides additional liability coverage beyond the limits of your underlying policies. When a claim e...